We are pleased to share with you our progess through the 3rd quarter of 2005. With the help of people like you we have been able to arrange over $47 Million in loans through September 2005. We value our client relationships and believe they are the key to our success.

Here at Cornerstone Commercial Mortgage we believe in quality customer service. We are problem solvers. Any one of our team of four loan originators are always available to assist clients in providing financing solutions on projects throughout Nevada and California.

Wall Street Journal (10/10/05) P. B2; Chittum, Ryan
A Reis Inc. survey of America's top 70 office markets shows that vacancies slipped in the third quarter to 15.1 percent, their lowest level in over three years. Effective rents, meanwhile, climbed for the third consecutive quarter with a 0.8-percent gain to $20.41 per square foot. While there is little doubt that the office sector is in recovery, recent weaknesses in the employment market, high energy prices and the aftermath of Hurricane Katrina have clouded the overall forecast. Reis CEO Lloyd Lynford remarks, "There's still some risk that these three quarters of positive effective rent growth is tentative." He adds that only 6.5 million sq. ft. of new office space was completed in the July-through- September period versus 8.3 million sq. ft. completed a year earlier.

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